Mortgage Blog

Large Loans (Jumbo loans)

December 21, 2021 | Posted by: Sergo Rica

Large Loans (Jumbo Loans What is a large loan or also called a jumbo loan? Any mortgage that is a million dollars and above is considered a large loan due to the size. How does this effect your mort ...

Commercial Mortgage

November 30, 2021 | Posted by: Sergo Rica

Commercial Mortgage A commercial mortgage is a unique loan that a business can obtain to finance an office, a building, mechanic shop, gas station, and various other unique properties. Wh ...

Self-Employed Mortgages

November 2, 2021 | Posted by: Sergo Rica

Self-Employed Mortgages Do you own a business? Whether you are a contractor, realtor, truck driver, lawyer, doctor and anywhere in between we can help with your financing needs! If you own your bus ...

Home Selling Season is Around the Corner: Tips to Get Ready

January 26, 2021 | Posted by: Sergo Rica

Home selling season is rapidly approaching. In most cases, spring is the top time to sell a home. One reason spring is the top-selling season is that home buyers align their moving schedule with their ...

Should You Pay Off Your Mortgage Early?

January 19, 2021 | Posted by: Sergo Rica

It's a dream to be able to pay off your mortgage early, but is there a downside? While it sounds like a great idea, there are some factors to consider before doing so. This article will ex ...

Real Estate 101: Essential Tips for First-Time Home Buyers

January 12, 2021 | Posted by: Sergo Rica

Buying a home is always a big decision, but when you're a first-time buyer it's even more important to get it right. Without home-buying experience to draw on, it's easy to make mistakes you could reg ...

10 Essential Tips for Taking Out Your First Mortgage

January 5, 2021 | Posted by: Sergo Rica

Taking out your first mortgage presents a major financial commitment, possibly the biggest one you'll ever make, so it's crucial that you get the best deal available. Getting a mortgage is often not a ...

Should You Spend the Full Mortgage Amount You're Approved For?

December 29, 2020 | Posted by: Sergo Rica

Before you start shopping for a new home, you'll need to know exactly how much house you can afford. Otherwise, you could end up in a home that is way out of your budget. What you qualify for may not ...

Should You Refinance Your Mortgage?

December 22, 2020 | Posted by: Sergo Rica

There are a multitude of reasons why a homeowner may be considering refinancing their mortgage. However, before any final decisions are made it is always a good idea to consider carefully whether refi ...

Take Advantage of Low Interest Rates – Refinance Your Mortgage Today!

December 15, 2020 | Posted by: Sergo Rica

Borrowers are loving the current record low interest rates, and homeowners stand to benefit even more. If you bought your home more than a few years ago, you could probably benefit from a refinance ...

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